🏳️‍🌈 We must do this on our own


Hi Reader,

Retirement advice built for a life you didn’t live? No, thanks.

Traditional retirement paths weren’t designed with LGBTQ+ workers or entrepreneurs in mind—and the data shows that.

When we finally sat down to look at our finances, we were staring at $51,000 in credit card debt—and not much saved for retirement.

Two professionals living in downtown Denver, trying to keep up appearances while quietly drowning.

Sound familiar?

We didn’t see ourselves in mainstream financial advice. It wasn’t built for people like us—LGBTQ+, child-free, entrepreneurial.

So, we built our own path. We stopped living fabulously broke and started living fabulously free.

We paid off all that debt in under three years, invested in building multiple streams of income, and now have over $1.6 million saved for retirement—enough to consider retiring early abroad.

Here’s the kicker: the median retirement savings for LGBTQ+ workers is just $14,000. For everyone else? Over $50,000.

We were that statistic—but we’re not anymore. And you don’t have to be either.

What are your options? Here's what we did.

In our latest piece, we explore:

  • Why queer folks are ditching corporate ladders for freelance freedom
  • How to use your Return on Happiness to realign spending
  • Smart retirement moves for LGBTQ+ gig workers and entrepreneurs

Plus, we share exact tools we use—like the Debt Lasso Method and Wealth Builder’s Pyramid™—to retire fabulously, not fabulously broke.

If you’re LGBTQ+ or self-employed (or dreaming of it), this one’s for you.

Hi! We're a John & David (Hosts of the Queer Money Podcast)..

We write about ways to retire early, retire fabulously and retire abroad. We also throw in a bit of current events and politics as it relates to your ability to retire on your terms. Join us every Friday by subscribing below.

Read more from Hi! We're a John & David (Hosts of the Queer Money Podcast)..

Hi Reader, Retirement advice built for a life you didn’t live? Hard pass. Traditional retirement paths weren’t built for child-free professionals, side-hustlers, or entrepreneurs—and it shows. When we finally sat down to look at our finances, we were staring at $51,000 in credit card debt—and barely anything saved for retirement. Two professionals living in downtown Denver, trying to keep up appearances while quietly drowning. Sound familiar? We didn’t see ourselves in mainstream financial...

Welcome to the 19 new readers this week! Queer Money now has 2,131 readers. Did you vote this week? We certainly did! Local elections are one of the reasons we moved to Ohio. We're doing our part to try and help move this state towards being open for ALL! Can you have fun and still save for tomorrow? Queer Money - Episode 452 show notes Listen to (or watch) this week's Queer MoneyÂŽ on: Apple Podcasts Spotify YouTube How do you save for tomorrow and still have a life today? This was a question...

Welcome to the 19 new readers this week! Queer Money now has 2,131 readers. Did you vote this week? We certainly did! Local elections are one of the reasons we moved to Ohio. We're doing our part to try and help move this state towards being open for ALL! Can you have fun and still save for tomorrow? Queer Money - Episode 452 show notes Listen to (or watch) this week's Queer MoneyÂŽ on: Apple Podcasts Spotify YouTube How do you save for tomorrow and still have a life today? This was a question...